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Academic Answer

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Fill your financial aid gap with an Academic Answer® Loan

The Academic Answer Loan from SunTrust features:

  • Graduation Reward: 2% principal reduction per loan1
  • Deferred payments until you graduate2
  • Six-month grace period2
  • Competitive interest rates
  • No fees!

If you still need money for school, SunTrust's certified private student loan, Academic Answer, can help fill the gap where other financial aid leaves off. An Academic Answer loan can help with all your education-related expenses — tuition, room and board, books, a new computer, dorm necessities, transportation, and more. A FAFSA is highly recommended, however it is not required for the Academic Answer Loan.

If you're an undergraduate or graduate student enrolled at least half time, Academic Answer may be the right solution for your education financing needs.

Apply today and let SunTrust help you reach your goals. Or, learn more about the Academic Answer loan or about another SunTrust option, the Custom Choice Loan®.

1Effective for applications received on or after April 21, 2011. Proof of graduation must be submitted within 90 days of graduation. Copy of diploma or final transcript is acceptable. 2% principal reduction is based on the original principal amount. Graduation benefit also requires no more than one late payment (any payment made more than ten days after due date.)

2Interest will accrue during the deferment and grace periods and will be capitalized (added to your principal loan balance) at the time of repayment.

Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs are subject to approval and may not be available in certain jurisdictions.