SunTrust

The time to get started is now

Applying for an Academic Answer private student loan is an easy process. Here's how it works. Simply fill out the application provided by our servicing partner, AES, on their Web site. Be sure to have your contact information, Social Security number, driver's license, two references (not living with you), total cost of attendance and estimated financial assistance.

The student's cost of attendance (COA) and estimated financial assistance (EFA) are used to complete the Applicant Self-Certification during the online application process for the Academic Answer loan. This certification is required for all private student loans, regardless of the lender you choose. If you do not have this information available, you may need to contact your school to obtain your COA and EFA before starting the Academic Answer application.

You may also need to provide supporting documentation. A comprehensive list of documentation you may need to provide can be found here.

When to consider a cosigner.

If you are concerned about being approved for a private loan, or if you don't have a substantial credit history, we recommend you consider strengthening your chances by adding a creditworthy cosigner.

School certification

The Academic Answer loan requires school certification. When certifying a loan, the financial aid office will verify you are eligible for the loan amount requested. Your funds will be sent directly to the financial aid office to be applied to your account.

Choose from the fields below to start the application or to view an Application and Solicitation Disclosure (ASD)*

Select your state of permanent residence:

State where school is located:

Name of School:

School term when loan is needed:

Please Note: SunTrust recommends you consider all aid alternatives including grants, scholarships, and federal loans, prior to applying for private student loans, such as the Academic Answer Loan.

I have read the above statement.

Yes, please keep me informed of other SunTrust education loan products and services.

First Name

Last Name

Email Address

^*A current ASD may be viewed by completing minimal applicant and school information. Completion of an application is not required in order to view an ASD with current interest rates.